Trevor Dale discusses segregated funds… which he almost never recommends with the exception of two situations. There are a number of drawbacks such as fees, lack of selection and you have to go through an insurance advisor to get them, such as ourselves.

Having said that there are some benefits such as having a beneficiary on an investment regardless of whether the funds are inside a registered account or not, a medical exam is not required and they can flow funds from an estate or corporation upon death should the situation arise.

There are some things to consider in this podcast and we hope that it helps to better understand when these could be used.

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